Understanding PCI DSS and the Importance of Compliance

The Payment Card Industry Data Security Standard (PCI DSS) was originally established in 2004 as a standardization of security practices for any organization that handles or uses payment collection via credit cards. This standardization is required by all major credit card carriers and is regulated by the Payment Card Security Standards Council (PCI SSC). This proprietary standardization program requires businesses to install software that could prevent viruses, control physical access to information, and consistently test the network’s security software. Additionally, the company is required to create a privacy policy and allow an independent organization to evaluate their security software.

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